Premium Refunds | KBIG
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What to Expect from Your KBIG Premium Refunds:

Our goal is to return unused premium dollars to you!

The success of KBIG is determined by each member’s commitment to providing a safe workplace and actively seeking to eliminate injuries. Members who share that commitment to safety are rewarded when KBIG returns unused premium dollars to its members in the form of a premium refund.

In 2023 alone, KBIG returned 1 Million Dollars back to members!

Members who have maintained an acceptable Loss Ratio for the declared year will receive their pro-rata share of the unused premium being returned. Each member’s share of the funds will be adjusted based on their own actual Loss Ratio. A member with zero losses will receive their full share of the premium refund.

Premium Refunds
Returned to Date


Million Dollars